Virtually Staged. VA BUYERS-3.99% ASSUMABLE MORTGAGE WITH AN ESTIMATED $10,000 EQUITY GAP! An opportunity for qualified VA buyers to assume the existing mortgage at a 3.99% interest rate, subject to lender approval and buyer qualification. The estimated $10,000 equity gap represents the difference between the purchase price and the remaining loan balance. Closing costs and applicable assumption fees are additional. Assumption is subject to lender approval, buyer qualification, and applicable VA entitlement requirements. Built in 2022, this 3-bedroom, 2.5-bathroom townhome in Apollo Beach's Mangrove Point community features an open main-level layout and a one-car garage. The refreshed kitchen offers granite countertops, an island, stainless steel appliances, an updated backsplash, and pendant lighting. An upgraded dining-area chandelier adds a finishing touch, while a convenient half bathroom serves the main floor. Enjoy peaceful pond views from the covered patio. Upstairs, the primary suite features a walk-in closet and an ensuite bathroom with dual sinks and a walk-in shower. Two additional bedrooms share a Jack-and-Jill bathroom. A manual transfer switch provides a connection for a compatible generator during power outages. The community pool and playground are within walking distance, with grocery stores, restaurants, and everyday conveniences nearby. Currently tenant-occupied, with the tenant paying $3,228 per month under a lease continuing through May 2027. The sale is subject to the existing lease. Buyers should review the lease and coordinate their intended occupancy timeline with the loan servicer. Contact the listing agent for showing arrangements and additional lease and assumption details.